Borrower Questionnaire Wizard

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Hi Alex! I'm Cielo, working directly with Eduardo here at LUMAR Home Loans.

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Just so you know, Alex, this does not pull or affect your credit score in any way, nor is it a formal determination — we're simply having a quick conversation to understand your goals and map out the best financing options for you.

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To get started, Alex, what type of financing are you looking for right now?

Purchase

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How exciting, Alex! Buying a home is such a wonderful milestone.

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Alex, are you looking for a move-in ready home, or are you also open to homes that need some repairs or updates? (We have specialized renovation options like FHA 203k and Fannie Mae HomeStyle that bundle the purchase price and renovation funds into one loan).

Move-in ready

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Noted, Alex! That helps us narrow down the most flexible programs for you.

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An important question, Alex: have you or your spouse ever served in the U.S. Military or Armed Forces, or are you a veteran?

No military service

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Understood, Alex.

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Will you be applying on your own, Alex, or will someone else be on the loan with you?

Just me

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Sounds great, Alex, keeping it simple and straightforward.

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Alex, what target price range do you have in mind for the home?

$400k - $600k

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That gives us a really solid target to work with, Alex.

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And where are you looking to buy, Alex? Just the city and state is perfect.

Austin, TX

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Great area, Alex! I've got that noted.

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Alex, what type of property are you looking at: a single-family home, a condo or townhouse, or a multifamily property (2-4 units)?

Single-family home

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Perfect, Alex!

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What timeline are you hoping for to close or make your move?

1 - 3 Months

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Good to know, Alex! We'll keep that schedule front and center.

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Do you currently own any real estate, Alex, such as your current home, a condo, or investment property?

No, I rent / first-time buyer

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Got it, Alex! First-time buyers have access to fantastic financing programs, including flexible low-down-payment options starting at 3% to 3.5%. Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

C

Welcome back, Alex! Great to see you again. Last time, before you left, I was asking you: "Now, for your income, Alex: we ALWAYS collect two full years of history and documents for every source. Which of these income types do you receive? Select all that apply." Here it is again — go ahead and answer above, and we'll pick up exactly where we left off.

Select all that apply, then press Send: